Car payment calculator

Estimate a monthly auto loan payment.

Compare vehicle price, down payment, trade-in, sales tax, fees, interest rate, and loan term before you shop. Use it as a car payment calculator, auto payment calculator, or auto loan payment estimator.

Calculator

Car Payment Calculator

Use this as a quick estimate. Dealer fees, lender terms, and taxes can change the final number.

Estimated monthly payment $0
Amount financed
$0
Total interest
$0
Total paid
$0
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How to use it

Car payment and auto loan payment estimates

This car payment calculator estimates a monthly auto loan payment based on the vehicle price, down payment, trade-in value, sales tax, fees, interest rate, and number of months financed.

Try different loan terms and down payments to see how the monthly auto payment changes. A lower monthly payment can still cost more over time if the loan term is longer or the interest rate is higher.

Auto loan notes

Payment estimate questions

Does this include sales tax?

Yes. The calculator estimates sales tax from the vehicle price and adds it to the financed amount.

Does this include insurance?

No. Auto insurance is separate from the loan payment and should be estimated separately.