Mortgage payment calculator
Estimate a monthly house payment.
Enter a home price, down payment, interest rate, and loan term to estimate a monthly mortgage payment or house payment. Add property tax, homeowners insurance, and HOA dues for a more realistic total.
Calculator
Mortgage Payment Calculator
Use estimates for taxes, insurance, and HOA. Actual lender numbers can vary.
- Loan amount
- $0
- Principal & interest
- $0
- Estimated extras
- $0
Wide AdSense area below the mortgage calculator.
How to use it
Mortgage payment and house payment estimates
This mortgage payment calculator estimates the monthly cost of a home loan. The basic payment is principal and interest. Many real house payments also include property taxes, homeowners insurance, private mortgage insurance, and HOA dues.
For a quick estimate, start with the home price, down payment, interest rate, and loan term. Then add monthly tax and insurance estimates to get closer to the payment you may actually budget for.
Mortgage notes
What the calculator includes
Does this include taxes and insurance?
Yes, if you enter monthly estimates for property tax and insurance. Many real mortgage payments also include escrow, local taxes, and lender-specific costs.
Does this include private mortgage insurance?
No. PMI is not included yet. It can be added later as its own field.